Identity theft and fraud can have serious financial and personal consequences. It occurs when someone uses your personal information—such as your Social Security number, credit card details, or bank account information—without your permission to commit fraud or other crimes. Protecting yourself from these threats requires vigilance and proactive measures.

Tips to Protect Against Identity Theft:

• Monitor Your Financial Accounts: Regularly check your bank and credit card statements for any unauthorized transactions. Promptly report any suspicious activity to your financial institution.
• Secure Personal Information: Keep sensitive documents, such as Social Security cards, birth certificates, and financial records, in a safe place. Shred documents that contain personal information before disposing of them.
• Use Strong, Unique Passwords: Create complex passwords for online accounts and use different passwords for each account. Consider using a password manager to help keep track of your passwords securely.
• Enable Two-Factor Authentication: This adds an extra layer of security to your online accounts by requiring two forms of identification to access your accounts, such as a password and a code sent to your mobile device.
• Be Wary of Phishing Scams: Be cautious of unsolicited emails, phone calls, or messages asking for personal information. Always verify the source before providing any information.
• Consider a Credit Freeze: A credit freeze restricts access to your credit report, making it more difficult for identity thieves to open accounts in your name. You can temporarily lift or remove the freeze when you need to apply for credit.

By staying vigilant and taking proactive steps, you can reduce the risk of identity theft and protect your personal and financial information.